First Bank of the Lake




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Ranked in the top 1% of most active SBA 7(a) lenders in 2023 (by lending volume) by the U.S. Small Business Administration
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Funded over 1,000 loans for over $1.3 billion, helping SBA borrowers nationwide (Funding dates Jan 1, 2020 to June 30, 2024)
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Ranked a top 5 lender for SBA franchise lending (by loan count in 2023) by Lumos Data
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First Bank of the Lake Named ICBA's Top Commercial Lender, (assets ranging from $300 million to $1 billion - July 2024)

CD Specials

7 Month CD*
 

4.70%

APY*

9 Month CD*
 

4.55%

APY*

13 Month CD*
 

4.35%

APY*

15 Month CD*
 
 
4.30%

APY*

Rates effective as of 10/24/2022
*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of date of publication. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum opening deposit to open the account remotely or in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.

Real Solutions for You


We have real solutions for your life and  business. We put our years of experience to work for you! 

Why do people love First Bank of the Lake?

First Bank of the Lake logo


Lina P.
"This bank and their employees were awesome!! Fast friendly service and the best CD rate around!! Thank you First Bank of the Lake for taking great care of us!!!"
First Bank of the Lake Testimonial

Anonymous
[This loan] is a LIFESAVER for our organization and  thank FBOL for processing my application in a professional manner and, especially being able to help us, as our own home bank did nothing for small businesses. 

I can't wait to change not only our bank, but my own personal accounts as well. 

First Bank of the Lake Testimonial
 
JoAnn S. 
I have banked with FBOL for years and they have always been courteous and most helpful. In my opinion best bank around.


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Bank on the Go with FREE Mobile Banking!

We're Here For You!

We're more than lenders. We're your lending partners. 

As a nationwide SBA Preferred Lender, we have the extensive experience to tailor solutions for your business. Ready to finance your next deal?  Let's talk.

We offer some of the best rates at the Lake! Check out our CD specials!
Reporting the loss or fraud of your debit card is key! If your card is lost or stolen, immediately call 800.417.8714, 24 hours a day, 7 days a week. 
Our Education Center provides 24/7 unlimited access to video tutorials to help you learn more about what First Bank of Lake has to offer. 
Want to be part of a 1st Class Team?  First Bank of the Lake is a successful company with competitive salaries and an excellent benefits package. 
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