First Bank of the Lake Logo
First Bank of the Lake Logo
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

The Company

We are one of the Top SBA Lenders in the nation

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At First Bank of the Lake, you have a financial partner you can count on.

Our team has deep experience in SBA lending and together we can tailor solutions for your business and guide you down the path to success. We have funded over 2,000 loans for over $1.1 billion, helping SBA borrowers nationwide.

About Us

Leadership

Meet the people leading First Bank of the Lake into a bright future. We’ve built a team of dedicated leaders backed by extensive experience in banking and finance, all focused on driving success for our clients. We’re ready to help you succeed!

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CEO’s Message

From helping businesses access vital funding to making it easier for you to bank at home or on the go, we’re committed to providing the financial tools and resources you need. If you are a customer of First Bank of the Lake – thank you! If you are not yet a customer, we welcome you and look forward to serving you.

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Why Us

We are one of the top small business lenders in the country having made over $1.1 billion in SBA loans. Find out how we can help your business grow with US government backed financing.

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News

We love sharing the latest news for all things First Bank of the Lake. View the latest news and announcements for First Bank of the Lake, like new products, employee recognition and new employees joining our team.

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Locations

First Bank of the Lake is a top SBA lender in the country, operating in 38 states nationwide. Plus, we offer some of the highest CD rates in the nation along with a high-yield savings account. Bank online 24/7 with Online and Mobile Banking or if you’re at the Lake of the Ozarks, stop by and visit our location in Osage Beach, Missouri.

About Us

History

Our history is built on trust, integrity, dedication and personal relationships. Each day we build on the day before. Caring for our employees and customers is the basis for our success and the roadmap for our future performance. We have created a culture where good people are valued, customers’ needs are surpassed, and new ideas are embraced.

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Join Our Team

We’re looking for you. If you love working with people and want to work where you can make a difference, join our first-class team. We offer competitive salaries, excellent benefits and a friendly work environment.

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Contact Us

We’re here to help. At First Bank of the Lake, we love to hear from our customers. Our friendly experienced bankers are ready to help with all of your financial needs. Got a question, need help, just reach out and we’ll get back to you as soon as possible.

By the Numbers

in Loans 2024

Largest SBA Lender^

Small Businesses Helped 2020-2024

4.50% APY*

7 Month CD

4.30% APY*

15 Month CD

Star Rating in Google Reviews

in Loans 2024

Largest SBA Lender^

Small Businesses Helped

4.50% APY*

7 Month CD

4.30% APY*

15 Month CD

Star Rating in Google Reviews

*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of January 30, 2025. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum opening deposit to open the account remotely or in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.

How Can We Help You?

Contact Us (Consumer)

We're here to help with your consumer and business banking needs

Contact Us (Business)

We're here to help with your SBA lending needs

Helpful Numbers

List of bank phone numbers

Locations

View our locations and lobby hours

Lost/Stolen Card

What to do if your card is lost or stolen

Education Center

High quality financial education for free

Mobile Banking

Bank on the go 24/7 with Mobile Banking

Calculators

Use our free financial calculators

Open Online Account

Apply for a new CD or High Yield Savings Account Online

Order Checks

Order checks quickly and easily

Schedule of Fees

View a list of bank fees for some of our convenience services

Security

Dozens of security tips to help you stay safe online

How Can We Help You Today?

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