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Business Banking

Business Checking

We can help your business grow!

Home » Business Banking » Business Checking

Your First Source For Business Products & Services.

First FREE Business Checking

This free account is perfect for most businesses!

  • No Minimum Balance
  • 150 FREE monthly transactions items* (Only $.50 per transaction over 150)
  • No monthly service charge on Active Accounts
  • $100 Minimum Opening Deposit
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Business Mobile Banking
  • FREE Mobile Deposit
  • FREE eStatements (required)
  • FREE Business Debit Card

Business Checking

A great account for businesses that need more. Our most comprehensive business solution for businesses with high transaction activity and higher daily balance.

  • No Minimum Balance
  • $500 Minimum Opening Deposit
  • Only $30 monthly service charge**
  • Earnings credit allowance† on deposit balances may offset activity fees.
  • Low Per Item Transaction Fees
    • Deposits & Other Credits 40¢ each
    • Checks & Other Debits 40¢ each
    • Deposited Item 8¢ each
  • FREE Remote Deposit***
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Business Mobile Banking
  • FREE Mobile Deposit
  • FREE eStatements
  • FREE Business Debit Cards (for all authorized signors)
  • Business Line of Credit with Sweeps (with approved credit)
  • Up to 2 additional FREE Business Checking Accounts
    • Great for Payroll & Petty Cash Accounts
  • FREE Kasasa® Cash Checking or FREE Kasasa® Cash Back Checking accounts for you and your employees! (conditions may apply)

Required Documentation

To Assist in Opening Your New Account, we may request the following:

Sole Proprietor

  • SSN or TIN of Owner
Limited Liability Company (LLC)‡

  • TIN of LLC
  • Articles of Organization
  • Operating Agreement

Partnership‡

  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership
Corporation‡

  • TIN of Corporation and one of the following:
  • Articles of Incorporation
  • Certificate of Incorporation
  • Operating Agreement
  • Annual Report
Not-For-Profit Organization‡

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax-exempt, IRS documentation or tax return
  • If not tax exempt, authorization letter

Organizations & Associates‡

  • TIN of Business
Fictitious Business Name Statement may also be requested.

‡Additional documentation may be required for individuals who have ownership of 25% or more of the business and an individual with significant responsibility to control, manage or direct the business.

Your first source for business products & services. We can help your business grow!

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Your cell phone provider may charge additional fees for web access or text messages for Business Mobile Banking. Other fees such as NSF, overdraft, dormant fee on inactive accounts, etc. may apply. See bank for details.

* Transaction items include all debits and credits (deposits, withdrawals & deposited items). Only 50¢ for every transaction item over 150.
** The monthly service charge and certain transaction fees may be partially or fully offset by an earnings credit.
*** There may an additional charge for the Remote Deposit check scanner.
ϯ The earnings credit is based on the 91-day Treasury Rate index. Credit is computed using the monthly average collected balance maintained in the Business Checking account. See bank for current rates, rates subject to change.

Need to download transactions to QuickBooks?

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