Our SBA loans can be used for tons of purposes from startups to buyouts

Retailers, Manufacturers, Medical Companies, Franchises, Services, Restaurants, Hospitals, Hotels and others

The SBA delivered $27.5B in 7a variable rate loans and $6.4B in 504 longer term loans in 2023.^[1]

Commercial Real Estate, Construction Companies, Franchises, Hotels and others

Veteran-owned businesses employ almost 5.5M workers and generate almost $1T annually.^[2]

Commercial Real Estate, Construction Companies, Franchises, Hotels, Veteran’s Businesses and others

It’s projected for the next 10-15 years, over 12M businesses will be sold and over $1T in assets will be transferred.^[3]

Franchises, Services, Restaurants, Retailers, Manufacturers, Medical Companies, Hospitals, Hotels and others

Commercial property sales volume was $374B in 2023.^[4]

Hospitals, Hotels, Franchises, Medical Companies, Services, Restaurants, Retailers, Manufacturers and others

Total construction spending was up an estimated 5.6% in 2023 and accounted for approximately 20% of total GDP.^[5]

Manufacturers, Real Estate, Hospitals, Hotels, Franchises, Services, Restaurants and others

Franchises, Services, Restaurants, Retailers, Manufacturers, Medical Companies, Hospitals and others

Many companies take a Section 179 Deduction on equipment purchased during the year for up to $1.220M.^[7]

Franchises, Services, Restaurants, Retailers, Childcare, Manufacturers, Medical Companies, Hospitals, Hotels, Professional Services and many others

An average of 259 new ESOPs are created each year. ESOPs cover more than 10.7 million active participants.^[8]

Franchises, Restaurants, Retailers, Medical Companies, Hotels, Services and many others

Retailers, Franchises, Services, Restaurants, Childcare, Manufacturers, Medical Offices, Hotels and others

Factors to consider are free parking, proximity to public transportation, attractiveness to customers, with reasonable costs and taxes.^[10]

Manufacturers, Medical Companies, Hospitals, Hotels, Franchises, Restaurants, Retailers and others

In 2023, the total U.S. M&A activity decreased, but still numbered more than 27,000 deals amounting to over $3.2T.^[11]

Manufacturers, Medical Companies, Hospitals, Hotels, Professional Services, Franchises, Services, Restaurants and others

There were 4.46M partnerships in 2020, with more than 30.6M partners. Two person partnerships made up 57% of them.^[12]

Services, Restaurants, Retailers, Childcare, Manufacturers, Medical Companies, Hospitals, Hotels and others

Franchises, Services, Restaurants, Retailers, Childcare, Manufacturers, Medical Companies, Hospitals, Hotels, Professional Services and others

There were about 5.48M new businesses started in 2023 with over 33M total small businesses across the U.S.^[14]

Restaurants, Franchises, Retailers, Manufacturers, Medical Companies, Hospitals, Hotels and others

Working Capital Ratio is Current Assets/Current Liabilities. A ratio of 1.2-2.0 is healthy, and more working capital may be needed if lower.^[15]

Retailers, Medical Companies, Dental Practices, Professional Services, Restaurants, Fitness & Gyms, Franchises, Hospitals, Hotels, Veterinarian Practices and many others

There are 33.3M U.S. small businesses, making up 99.9% of total firms. The SBA approved $34B in loans in 2023.^[16]