Business Banking
Small Business Advantage Checking
Exclusively for SBA Loan Customers!
Home » Business Banking »
Your 1st Source For Business Products & Services.
Small Business Advantage Checking
A great account to help manage your money.
- No Minimum Balance
- $500 Minimum Opening Deposit
- Only $30 monthly service charge*
- Earnings credit allowance† on deposit balances may offset activity fees.
- Low Per Item Transaction Fees**
- Deposits & Other Credits 40¢ each
- Checks & Other Debits 40¢ each
- Deposited Item 8¢ each
- FREE Online Banking
- FREE Bill Pay
- FREE Business Mobile Banking
- FREE Mobile Deposit
- FREE eStatements
- FREE Business Debit Cards (for all authorized signors)
- Business Line of Credit with Sweeps (with approved credit)
- Up to 2 additional FREE Business Checking Accounts – Great for Payroll & Petty Cash Accounts
- FREE Kasasa® Cash Checking or FREE Kasasa® Cash Back Checking accounts for you and your employees! (conditions may apply)
Your cell phone provider may charge additional fees for web access or text messages for Business Mobile Banking. Other fees such as NSF, overdraft, dormant fee on inactive accounts, etc. may apply. See bank for details.
* The monthly service charge and certain transaction fees may be partially or fully offset by an earnings credit.
** Transaction items include all debits and credits (deposits, withdrawals & deposited items).
ϯ The earnings credit is based on the 91-day Treasury Rate index. Credit is computed using the monthly average collected balance maintained in the Business Checking account. See bank for current rates, rates subject to change.
Required Documentation
To Assist in Opening Your New Account, we may request the following:
Sole Proprietor
- SSN or TIN of Owner
- TIN of LLC
- Articles of Organization
- Operating Agreement
Partnership‡
- TIN of Partnership
- Partnership Agreement
- Certificate of Partnership
- TIN of Corporation and one of the following:
- Articles of Incorporation
- Certificate of Incorporation
- Operating Agreement
- Annual Report
- TIN of Organization
- If incorporated, follow corporation guidelines
- If tax-exempt, IRS documentation or tax return
- If not tax exempt, authorization letter
Organizations & Associates‡
- TIN of Business
‡ Additional documentation may be required for individuals who have ownership of 25% or more of the business and an individual with significant responsibility to control, manage or direct the business.
We’re ready to help your business succeed!
We can help your savings grow while you’re busy growing your business.
Need to download transactions to QuickBooks?
How Can We Help You?
Contact Us (Consumer)
We're here to help with your consumer and business banking needs
Contact Us (Business)
We're here to help with your SBA lending needs
Helpful Numbers
List of bank phone numbers
Locations
View our locations and lobby hours
Lost/Stolen Card
What to do if your card is lost or stolen
Education Center
High quality financial education for free
Mobile Banking
Bank on the go 24/7 with Mobile Banking
Calculators
Use our free financial calculators
Open Online Account
Apply for a new CD or High Yield Savings Account Online
Order Checks
Order checks quickly and easily
Schedule of Fees
View a list of bank fees for some of our convenience services
Security
Dozens of security tips to help you stay safe online
How Can We Help You Today?
Get Your Questions Answered Promptly