Certificates of Deposit

• Safe and flexible savings vehicle
• Higher earnings than regular savings
• Guaranteed rate of return over the CD term
• Terms ranging from 3 to 60 months
• Fixed interest rate for a set period of time
• $1,000 minimum opening deposit to open the account remotely or in-person at branch
• $5,000 minimum opening deposit to open the account online.
• Early withdrawal penalties may apply
• FREE Online Banking
• FREE Mobile Banking

For deposits exceeding $250,000 we have programs available for you. While you still earn a competitive rate of return, our programs ensure all your deposits receive full FDIC insurance coverage. The best part of our program is it allows you to keep your entire relationship with First Bank of the Lake, allowing you to maintain one point of contact for all your banking needs.

Check out our CD rates and current CD specials.

• Use the CD Calculator to find out how much interest you can earn.
• Use the Compound Interest Calculator to see how it affects your savings growth.

$5,000 minimum opening deposit to open the account online. $1,000 minimum opening deposit to open the account remotely or in-person at branch.

Contact a Personal or Commercial Banker for more information.