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First Bank of the Lake Logo
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Consumer Banking

Online CDs and High Yield Savings Accounts

Earn some of the best CD and High Yield Savings rates in the nation

Home » Consumer Banking

Top Consumer Pages

Best CD Rates

Earn some of the best CD rates in the nation

Personal Checking

Earn great rates with our personal checking accounts

Savings & Money Market

Get attractive rates on your personal accounts

Certificates of Deposit (CDs)

Learn about great certificates of deposit options

IRAs and Roth IRAs

Find out more about Traditional IRAs and Roth IRAs

Calculators

Use our free financial calculators

Open Online Account

Don’t let your savings sit idle. Open an online CD or High Yield Savings account with us and lock in a great rate today!

Consumer Financial Education

High quality financial education for free

How to Use the Banking Apps

24/7 access to video tutorials and click-thru demos

Top Consumer Pages

Best CD Rates

Earn some of the best CD rates in the nation

Personal Checking

Earn great rates with our personal checking accounts

Savings & Money Market

Get attractive rates on your personal accounts

Certificates of Deposit (CDs)

Learn about great certificates of deposit options

IRAs and Roth IRAs

Find out more about Traditional IRAs and Roth IRAs

Calculators

Use our free financial calculators

Open Online Account

Don’t let your savings sit idle. Open an online CD or High Yield Savings account with us and lock in a great rate today!

Consumer Financial Education

High quality financial education for free

How to Use the Banking Apps

24/7 access to video tutorials and click-thru demos

CDs, Investments & Retirement

Certificates of Deposit (CDs)

Learn about great certificates of deposit options

CDARS

Enjoy the flexibility to diversity your deposits with CDARS®

IRAs and Roth IRAs

Find out more about Traditional IRAs and Roth IRAs

Savings & Money Market

Get attractive rates on your personal accounts

ICS

Get multimillion dollar FDIC insurance with ICS

Open Online Account

Don’t let your savings sit idle. Open an online CD or High Yield Savings account with us and lock in a great rate today!

CDs, Investments & Retirement

Certificates of Deposit (CDs)

Learn about great certificates of deposit options

CDARS

Enjoy the flexibility to diversity your deposits with CDARS®

IRAs and Roth IRAs

Find out more about Traditional IRAs and Roth IRAs

Savings & Money Market

Get attractive rates on your personal accounts

ICS

Get multimillion dollar FDIC insurance with ICS

Open Online Account

Don’t let your savings sit idle. Open an online CD or High Yield Savings account with us and lock in a great rate today!

Electronic Banking

Online Banking

Access your accounts 24/7 with Online Banking

Enroll in Online Banking

Enroll today for Online Banking . It is the easy, safe, convenient way to bank, and it’s FREE!

Bill Pay

Pay your personal bills quickly online

eStatements

Set up eStatements today. It’s fast and easy

Enroll in eStatements

Setup your estatements easily today

Electronic Banking

Online Banking

Access your accounts 24/7 with Online Banking

Enroll in Online Banking

Enroll today for Online Banking . It is the easy, safe, convenient way to bank, and it’s FREE!

Bill Pay

Pay your personal bills quickly online

eStatements

Set up eStatements today. It’s fast and easy

Enroll in eStatements

Setup your estatements easily today

Mobile Banking

Mobile Banking

Open Up A Mobile Account to Get Started with Mobile Banking

Enroll in Mobile Banking

Deposit checks right from your mobile device.

My Cards

Simply manage your cards through our banking app

Mobile Deposit

Deposit checks from your phone

How to Make a Mobile Deposit

Learn how to use your mobile device to deposit checks into your account

Mobile Banking

Mobile Banking

Open Up A Mobile Account to Get Started with Mobile Banking

Enroll in Mobile Banking

Deposit checks right from your mobile device.

My Cards

Simply manage your cards through our banking app

Mobile Deposit

Deposit checks from your phone

How to Make a Mobile Deposit

Learn how to use your mobile device to deposit checks into your account

Mortgages

Mortgage Financing Options

Check out our variety of mortgage options

Refinancing

Find out if refinancing your mortgage is a good option for you

Mortgage Loan Application Checklist

Review our handy mortgage checklist for a list of documents you’ll need when applying for a mortgage loan

Mortgage Glossary

Learn about mortgage terms in our glossary

Mortgages

Mortgage Financing Options

Check out our variety of mortgage options

Refinancing

Find out if refinancing your mortgage is a good option for you

Mortgage Loan Application Checklist

Review our handy mortgage checklist for a list of documents you’ll need when applying for a mortgage loan

Mortgage Glossary

Learn about mortgage terms in our glossary

Other Loans

Auto Loans

Drive away happy with a great auto loan

Boat Loans

Set sail with a boat loan to get you on the water

Recreational Vehicle Loans

Fuel your fun with financing for an RV, ATV or personal watercraft

CD & Savings Secured Loans

Use your established accounts to take advantage of low-interest financing

Unsecured Loans

Explore options to borrow funds without collateral

Other Loans

Auto Loans

Drive away happy with a great auto loan

Boat Loans

Set sail with a boat loan to get you on the water

Recreational Vehicle Loans

Fuel your fun with financing for an RV, ATV or personal watercraft

CD & Savings Secured Loans

Use your established accounts to take advantage of low-interest financing

Unsecured Loans

Explore options to borrow funds without collateral

Other Resources

Cashier’s Check

Extra security features make cashier’s checks great for large purchases, such as a car or house sale

Debit Cards

Make purchases conveniently in stores and online

FDIC Coverage

Learn more about FDIC insurance on your accounts

Helpful Phone Numbers

Find some important bank phone numbers quickly

Lost or Stolen Debit Card

What to do if your card is lost or stolen

Night Depository

Safe and convenient night depository box available 24/7

Notary Service

We offer notary services for bank customers

Order Checks

Order checks quickly and easily

Safe Deposit

Protect your valuables with a safe deposit box

Switch Kits

Switching banks is easier than ever with our convenient Switch Kit

Switch My Deposit Form

Switching your direct deposit is easier with our handy form

Wire Transfers

Transfer money across town or across the globe

Other Resources

Cashier’s Check

Extra security features make cashier’s checks great for large purchases, such as a car or house sale

Debit Cards

Make purchases conveniently in stores and online

FDIC Coverage

Learn more about FDIC insurance on your accounts

Helpful Phone Numbers

Find some important bank phone numbers quickly

Lost or Stolen Debit Card

What to do if your card is lost or stolen

Night Depository

Safe and convenient night depository box available 24/7

Notary Service

We offer notary services for bank customers

Order Checks

Order checks quickly and easily

Safe Deposit

Protect your valuables with a safe deposit box

Switch Kits

Switching banks is easier than ever with our convenient Switch Kit

Switch My Deposit Form

Switching your direct deposit is easier with our handy form

Wire Transfers

Transfer money across town or across the globe

By the Numbers

4.50% APY*

7 Month CD

4.30% APY*

15 Month CD

Star Rating in Google Reviews

4.50% APY*

7 Month CD

4.30% APY*

15 Month CD

Star Rating in Google Reviews

*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of March 31, 2025. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum opening deposit to open the account remotely or in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.

How Can We Help You?

Contact Us (Consumer)

We're here to help with your consumer and business banking needs

Contact Us (Business)

We're here to help with your SBA lending needs

Helpful Numbers

List of bank phone numbers

Locations

View our locations and lobby hours

Lost/Stolen Card

What to do if your card is lost or stolen

Education Center

High quality financial education for free

Mobile Banking

Bank on the go 24/7 with Mobile Banking

Calculators

Use our free financial calculators

Open Online Account

Apply for a new CD or High Yield Savings Account Online

Order Checks

Order checks quickly and easily

Schedule of Fees

View a list of bank fees for some of our convenience services

Security

Dozens of security tips to help you stay safe online