First Bank of the Lake Logo
First Bank of the Lake Logo
FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Online Account Opening

Apply for a new CD or High Yield Savings Account Online!

Home » Online Account Opening

Don’t miss out! Start earning some of the best rates in the nation!

Don’t let your savings sit idle. Open an online CD or High Yield Saving account with us and lock in a great rate today!

Rates effective as of February 21, 2025

CDs available online

TermAPY*Minimum Opening Deposit
6 Month CD4.30%$5,000
7 Month CD4.50%$5,000
9 Month CD4.30%$5,000
12 Month CD4.25%$5,000
13 Month CD4.25%$5,000
15 Month CD4.30%$5,000
18 Month CD4.25%$5,000
24 Month CD4.15%$5,000
26 Month CD4.20%$5,000
60 Month CD4.10%$5,000

* Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of publication date. Rates subject to change at any time without notice. Minimum deposit to open an account is $5,000 and the maximum deposit is $500,000 per account. FDIC insurance is limited to the maximum allowed by law. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rates shown are only available for online accounts. Contact bank for details.

High Yield Savings available online

AccountAPY*Minimum Opening Deposit
High Yield Savings4.50%$2,500

* Annual Percentage Yield (APY) is accurate as of date of publication. The interest rate and APY may change after the account is opened. You must maintain a minimum balance of 2,500 in the account each day to obtain the disclosed APY. Minimum deposit to open an account is $2,500 and the maximum deposit is $500,000 per account. FDIC insurance is limited to the maximum allowed by law. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rate shown is only available for online accounts. Contact bank for details.

How Can We Help You?

Contact Us (Consumer)

We're here to help with your consumer and business banking needs

Contact Us (Business)

We're here to help with your SBA lending needs

Helpful Numbers

List of bank phone numbers

Locations

View our locations and lobby hours

Lost/Stolen Card

What to do if your card is lost or stolen

Education Center

High quality financial education for free

Mobile Banking

Bank on the go 24/7 with Mobile Banking

Calculators

Use our free financial calculators

Open Online Account

Apply for a new CD or High Yield Savings Account Online

Order Checks

Order checks quickly and easily

Schedule of Fees

View a list of bank fees for some of our convenience services

Security

Dozens of security tips to help you stay safe online

How Can We Help You Today?

Get Your Questions Answered Promptly

Contact First Bank of the Lake
Contact First Bank of the Lake