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We’ve funded over 2,000 loans for over $1.1 billion nationwide
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Clients & SBA Loans
Client Success Stories
Learn more about the SBA loan process from our client case studies. We share the loan details including actual loan amounts, the loan application process, how the loan was approved, client quotes, client photos, documents needed and other information.
SBA Loans by Industry
We have made SBA loans to over 40 industries from manufacturing to medical offices to moving companies. Check out the list of the list of industries we support and contact us to get your loan questions answered quickly by one of our experts.
SBA Loan Usage
SBA loans can be used for many purposes — from buying a business to purchasing equipment to partner buyouts and ESOPs. These US government-backed SBA loans are also used for funding companies, working capital and construction. And we specialize in franchise loans and veteran business loans.
SBA Loan Types
SBA Loans
There are two main types of SBA loans — 7a loans which are variable rate and shorter term, and 504 loans which are fixed rate for longer term expenses like real estate. Talk to one of our experts to see how it works.
SBA 7a Loans
7a loans are the most popular SBA loans to growing U.S. businesses. They can be used for buying and improving real estate, purchasing furniture and equipment, refinancing current debt, partner buyouts, working capitals and many other uses. Learn more about how the process works today.
SBA 504 Loans
504 loans can be used to buy land, real estate, new facilities, equipment and machinery and more. They are fixed rate loans of up to $5.5M and can have longer repayment terms of 10-25 years. Find out more about the SBA 504 loan process from one of our experts.
Working Capital Loans
Working capital is the money you need to run your business on a day-to-day basis. Working capital loans can be used for inventory, paying employees, sales, marketing and any operating expense. Talk to us about a 7a working capital loan and how it can help your business grow.
SBA Loan Information
SBA Loan Articles
Check out dozens of articles on SBA loans and how they work. Learn about 7a loans, 504 loans, working capital, franchise loans, veterans loans, small business tax tips and more from the experts at First Bank of the Lake.
ePubs & PDFs
Download our free 30 page ePubs on SBA 7a loans and SBA 504 loans. You will learn about applying for SBA loans, types of SBA loans, maximum loan sizes, rates and terms, requirements and how to get an SBA loan. You’ll also learn about what businesses are eligible, how to get started, preferred lenders and why it makes sense to talk to First Bank of the Lake.
Consumer & Business Banking
Consumer Products & Services
We offer extensive consumer banking services and products. It includes CDs with some of the best rates in the country, online banking, mobile banking with mobile deposits, IRAs, advanced personal checking, money market accounts, calculators, wire transfers and over 100 educational videos.
Business Products & Services
Our business offerings include extensive SBA loans, other commercial loans, business CDs with top rates, advanced business checking, money market accounts, online banking, mobile banking, eStatements and over 100 educational videos.
CD Rates
Our rates on Certificates of Deposit and IRAs are among the best in the country. Our CDs combine high security with great returns — terms range from 3 to 60 months and everything receives full FDIC insurance coverage. Learn more today.
Company Info
Company
Learn about our leadership, history, news, locations and how to contact us. We are a 39 year old bank that has funded over $1.1B in SBA loans. We are a top 5 SBA franchise lender and in 2024 we won the Independent Community Bankers of America (ICBA) as the top commercial lender in the U.S. for banks with assets ranging from $300 million to $1 billion.
Contact Us
Reach out for any consumer or business questions, or to set up a call to learn more about SBA loans.
SBA Industry Loans
Talk to an SBA Loan Expert Today
We made $600MM in SBA loans in the last year alone
