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Business Banking

USDA Loans

Affordable Financing Options, Helping to Enpower Rural America

Home » SBA Loans » USDA Loans

USDA Loans Are a Great Tool for Rural Businesses

We can help you grow a rural business with government-backed loans through the U.S. Department of Agriculture (USDA). Helping businesses thrive is important-and not just in big cities. Find out how easily you can expand your business or buy a business with a low interest USDA loan.

Talk to an USDA Loan Expert Today

We help your business succeed with the capital you need. USDA loans can be used to purchase or expand your business, consolidate debt, purchase equipment, buy real estate or for working capital. Our team has deep experience with USDA business financing, and it all starts with a phone call to one of our USDA loan officers.

Get All Your Questions Answered by One of Our USDA Loan Experts

USDA Loans and Financing
USDA Loans and Financing

Real Businesses. Real Success.

Google Customer Reviews
First Bank of the Lake - Google Customer Reviews 5 Stars

Genuinely Interested in Helping My Business Succeed

First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.

— Don Kamb

First Bank of the Lake - Google Customer Reviews 5 Stars

Exceptional Service

I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.

— Bryan Crowe

First Bank of the Lake - Google Customer Reviews 5 Stars

Feel Like a Partnership

The First Bank of Lake was very responsive to any questions that I had and was easy to work with throughout the process. They definitely made things feel like a partnership. And that has extended to the loan servicing phase as well. I would definitely recommend them, and I have.

— Joe Holland

First Bank of the Lake - Google Customer Reviews 5 Stars

SBA Loan Faster Than Expected

Stacey was a pleasure to work with! She was very knowledgeable and responsive - helping us close on our SBA loan faster than expected! I would highly recommend working with her.

— Megan Dean

Want to learn more about business loans?

SBA 7a Loans and Small Business Loans

SBA 7a Loan Requirements

Finding the right funding solutions for your small business can be challenging. SBA 7a loans offer low interest rates and fixed-rate or variable-rate options.

SBA 504 Loans and Small Business Loans

SBA 504 Loan Requirements

What are 504 loans? This guide will provide you with an overview on how to get a 504 loan, SBA 504 loan down payment requirements and finding the right SBA 504 loan lenders for your small business needs.

SBA Loan Use Case for Franchise Loan Financing

How to Get an SBA Franchise Loan

Are you an entrepreneur looking to start a franchise but need funding to get started? Securing a Small Business Administration loan might be the perfect solution.

Ready to learn about loans for your business?